The average cost to buy an engagement ring falls between $1,000 to $4,000. For some, they are willing to spend as much as $6,000 on an engagement ring for their partner.
How is that even possible?
Well, engagement rings are so expensive due to the following reasons:
The one-time lifetime tradition
of marriage gives buying an engagement ring its unimaginable value; thus, its
Its expensive carat weight on
the diamond that makes up the ring
The magnitude of the diamond on
the ring also influences its price greatly
The number of stones on the
The stone itself
The exquisiteness of the ring
(this includes its clarity and refined brilliance)
The ring’s material band
The mounting of the engagement
Jewelers often charge an
overhead cost (operational cost) on each ring produced
marketing on the ring
As discussed earlier, marriage has been an unending tradition commonly practiced by us humans since the birth of man.
There’s no other value that you can use to replace this.
Thus, as the common saying goes, “what needs to be done should be done well!”
Can I Get Financing for My Engagement Ring with Bad
Now, you can definitely get all the funds you need for the purchase of your engagement ring, but still, it all depends on the place you go to for funding.
I mean, you can go meet a family friend, work colleague, or even an old classmate for assistance, but what is the certainty that you’d get the exact amount of money that you’re currently asking from them?
You’d probably get common excuses such as:
“Wow, I’m so sorry, I’m really short on cash right now, maybe towards the end of the month”; OR “Damn! I’m still yet to get my salary. Can you just be patient with me, and I’d definitely get back to you on this”, and lots more.
While some of all these excuses may sound genuine, others are just mere fiction!
I mean, when you see a friend in desperate need, you’d do everything possible to help out that friend, right?
Now, this is where online payday lending comes into play here!
We are more than friends, and for most, we are even considered more than family to you!
Thus, online payday lending has made it possible for anyone and anywhere to get as many funds as they need to help finance the purchase of their beautifully chosen engagement ring.
You can get as much as $5,000 in payday funding needed for all your wedding engagement requirements.
This is even more than enough to take care of your engagement ring purchase and even take your beautiful date out to the most exotic dining experience to make your wedding proposal.
How to Finance the Purchase of an Engagement Ring
Now that we’ve all agreed that online payday lending is the best solution for you when it comes to raising all the necessary funds needed to finance the purchase of your engagement ring, how do we now go about doing this?
Getting an online payday loan to finance the purchase of an engagement ring is one of the easiest things in the world to do.
Thus, the basic requirements needed to get an instant payday loan to finance the purchase of your engagement ring include:
You must be up to eighteen 18
years old to even qualify for funding
You must be a United States
citizen or currently staying in the country via a permanent residency status.
You must provide all the
necessary documents needed to get the loan offer. This includes a government-approved
form of identification, your social security number, valid contact details,
You must be willing to share
details to an active bank checking account that is well-registered with your
name. Basically, this is where all your loan funds would be sent on approval of
Proof of income. This includes
a monthly paycheck, child support or alimony, dividends or interest, long-term
disability, trust fund, etc.
Once you meet the above requirements, you are guaranteed to have your online payday loan request approved, and your funds disbursed to you as soon as that same day.
Where to Get Engagement Ring Financing with Bad Credit?
Here at InstantPaydayNV, we offer customers as much as $5,000 in payday funding to help with the purchase of their most beautiful engagement ring.
Our instant payday loan with no credit check offers even help to make the entire process much easier to get through.
This, you can get a bad credit loan (even if you have a poor credit score or rating) to cater to all your marriage engagement needs and requirements.
As discussed earlier, marriage is a beautiful thing, one that we can not place a definite value on!
Your partner needs to be treated like the queen that she is; thus, she deserves the finest gem well-fitted in her finger to tell a story of your undying love for her.
Yea, she’s not asking you for the world, but rather, she’s just asking you to treat her like the best thing that ever happened to you.
Love is a beautiful thing that can never be understood. So make love happen today with you and your partner, and go get her what she truly deserves today!
We are here to assist you in finding a reliable moneylender to solve your financial troubles without much hassle. Using our experience in the field, we will provide you the required guidance to apply and get a personal payday loan in less than 24 hours.
Short term loans are emergency credit loans that have been designed for short term financial issues. The loan amount is small and limited to a fixed upper limit. The loans are exclusively created for the short term and will become expensive burdens when extended and used for long-term purposes.
The operators of Instant Payday NV are not lenders. We are neither a bank nor a financial institution. We are not involved in the process of making credit-based decisions related to lending, offering loans, or collecting repayment.
The website has been created to act as a bridge, a connecting agent between the applicants and the moneylenders. We do not charge any fee to process the loan application or help our customers find a reliable match for a loan from a third-party lender. We do not oblige any user/ customer to contact the lender or to accept a loan application.
The data present on the website related to short-term loans and the industry practices are for information purposes only. Instant Payday NV does not collect, store, or access the details related to fees and charges levied by the lenders. We do not endorse any of the lenders in the network.
Short-term loans are not available in all states. Not every lender in the network can offer a loan of up to $1000. We cannot guarantee that the loan application will be approved by a lender. Instant Payday NV also cannot guarantee that every application will be successfully matched with a lender or that the lender will provide the applicant the loan amount.
The lenders might perform a credit check through one or more credit bureaus (which include but are not limited to the major credit bureaus) to determine the reliability of the applicant. The lender will also need to perform other verifications such as confirming the social security number, national ID, driving license number, or any other identification documents submitted by the applicant.
The terms of the loan proposal depend on the lender and various factors such as the federal laws and state laws, or industry regulations. The terms and conditions of the loan proposal will vary from lender to lender and from one application to another.
APR (Annual Percentage Rate) is the interest rate calculated per annum for the loan. Instant Payday NV is not a lender. We do not have the required information pertaining to the rules, regulations, and terms used to calculate APR by individual lenders. APR calculations vary from one lender to another, one state to another. They also depend on various factors that decide the APR of a loan. The credit rating of the applicant can be one of the reasons.
Any other additional charges including but not limited to the origination fee, late payment fee, non-payment penalties, or non-financial that include debit collecting actions, late payment reporting, etc. come under the responsibility of the lender.
Instant Payday NV has nothing to do with the payments charged by the lenders or the action taken by them. We do not maintain any information regarding the same. The charges and actions are to be fully
disclosed by the lender as a part of the loan agreement. The calculation of APR is the annual rate and not the financial charge of the product.
Implications of Late Payment
We highly recommend our customers to contact the lenders to enquire about the possibilities of late payment. In the case where late payment is considered possible, the late payment fee is applicable and implied. The laws of the state and the federal govern the cases of late payment fees and vary vastly. All details related to the procedures and costs associated with late payment are disclosed in the loan agreement. Customers should carefully review the terms before signing the contract.
Implications of Non Payment
In case of nonpayment of the loan, both financial and nonfinancial penalties may be implied. The charges for nonpayment and late payment are disclosed in the loan agreement. Additional actions related to nonpayment’s such as renewals or extensions can be implied upon given consent. The terms of renewal are disclosed in the individual loan application. Additional renewal charges may also apply.
Lenders may perform debt collection practices. The practices are adjusted as per the Fair Debt Collection Practices Act and any other federal or state laws related to the industry to ensure that the customer or the loan applicant does not end up being a victim of unfair trade practices. Most of the lenders do not use outside debt-collecting agencies to recover the loans. They use in-house methods to collect the debt from the applicants.
Late payment and nonpayment of the loan might have a negative effect on the credit rating and further decrease the rating. This may cause them trouble over time. Lenders may report to credit bureaus such as Experian, Equifax, Transunion, etc. In such instances, the late payments and nonpayment’s may be recorded and remain in the records for a certain period.